Essentials of retirement planning : a holistic review of personal retirement planning issues and employer-sponsored plans

This book provides the quintessential information needed to understand the financial side of the retirement planning coin. A reader of this book will begin by learning about the various plan types that are available to employers to offer their employees. Topics related to compliance testing will be thoroughly discussed, as well as legal strategies used to shift benefits in favor of highly compensated employees. Some employers do not sponsor a plan. In such cases, retirement savers will need to understand the options available within the world of IRAs. This book is not intended to provide investment advice, but rather to guide how retirement savings vehicles function and how they can be effectively deployed. Many financial professionals find that their clients will ask questions about all aspects of their financial life. For this reason, this book will also discuss non-investment related topics such as housing options, Social Security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.