Credit Repair Kit for Dummies: 5th Edition

Sensible waysto manage and repair your credit

Need a credit makeover? You'renot alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling withone or morecredit-relatedissues.Whether you're just working on improving your scoreorneed somesoundadviceon how tomake debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed withreliableinformation forescaping the quicksand and taking the concrete steps needed to build upasolidscore.

There are many reasons why you might have a subparcreditscore—mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This bookcoversthese scenarios and more, helpingyou identify the reasons behind a lower scoreand providing you withstraightforward, proven techniques for managing it back to where you want it to be.Also included aresample credit reports, forms, templates, and other helpfulonline toolstouse towhip your score into decent shape.

• Add information to your report to beef-up a low score
• Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt
• Keep a good credit score during a period of unemployment
• Fight back against identity theft

Agood credit score is alwaysagreat thing to have. This book shows you how to put even the worst credit situations behind youand make apoorscore just a bad—and distant—memory.